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	<title>Niedner, Bodeux, Carmichael, Huff, Lenox and Pashos, L.L.P. &#187; Insurance &amp; Corporate Defense</title>
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		<title>Workers&#8217; Compensation</title>
		<link>http://www.niednerlaw.com/2010/03/workers-compensation/</link>
		<comments>http://www.niednerlaw.com/2010/03/workers-compensation/#comments</comments>
		<pubDate>Thu, 18 Mar 2010 03:35:20 +0000</pubDate>
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				<category><![CDATA[Business & Commercial Law]]></category>
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		<description><![CDATA[If you get hurt on the job in Missouri, you need to report it to your employer or supervisor and tell them exactly what happened. If you do not report the injury to your employer, you jeopardize your right to receive workers’ compensation benefits.]]></description>
			<content:encoded><![CDATA[<p>Under Missouri Workers’ Compensation law most employers must carry Workers Compensation insurance. In the construction field, if the employer has one or more employees, he or she must carry insurance and other employers must carry insurance if they have five or more employees.</p>
<p><img src="http://www.niednerlaw.com/wp-content/uploads/2010/03/construction.worker.jpg" alt="construction.worker" title="construction.worker" width="333" height="500" class="alignright size-full wp-image-115" /></p>
<h2>Report It Immediately</h2>
<p>If you get hurt on the job in Missouri, you need to report it to your employer or supervisor and tell them exactly what happened. This triggers a duty upon your employer supervisor to arrange medical treatment and to file documentation with the Division of Workers’ Compensation. If you do not report the injury to your employer, you jeopardize your right to receive workers’ compensation benefits.</p>
<h2>Your Benefits</h2>
<p>Under Missouri law there are three types of benefits that you receive.  The employer must provide and pay for all medical care necessary to treat your injury. All the costs of this medical care are paid by your employer or their workers’ compensation insurer.  </p>
<p>The second benefit that you obtain is payment for lost wages. The maximum for lost wages that you can receive for any injury occurring after July 1, 2009 is $807.48 per week.</p>
<p>The last benefit that you may receive is compensation for permanent disability. This is based upon Missouri law which provides that the amount of the payment that is made corresponds with the amount of disability that you have incurred. Under Missouri law, the maximum weekly benefit for permanent disability for injuries occurring on or after July 1, 2009 is $422.97 per week. Your payment depends on the number of weeks of disability associated with your injury. Workers who are totally disabled or killed on the job are eligible for benefits as well as the deceased worker’s survivors. </p>
<p>All workers’ compensation claims in Missouri must be filed within two years of the accident or within two years of the date that the last benefit was paid.  There are exceptions which may extend this statute of limitations, but those exceptions are limited.</p>
<p>If you are hurt on the job, make sure you report it to your supervisor immediately. If you have questions about workers’ compensation law in St. Charles County, Lincoln County, Franklin County or St. Louis County Missouri, please contact Ted Pashos of Niedner, Bodeux, Carmichael, Huff, Lenox and Pashos. Mr. Pashos handles these types of cases and can get answers to any questions you have.</p>
<h3>Photo Attribution</h3>
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